LendingClub: Banking and More 400000001.03220102

New mobile banking is now available, offering enhanced features for a more convenient user experience. The LendingClub mobile app enables users to monitor their checking account, savings account, personal loan, and credit report all from their smartphones.

Here are several reasons why members appreciate the LendingClub app:

• Efficiently manage your finances by viewing your bank accounts and loans in one centralized location.
• Track your loan repayment progress at any time and from anywhere.
• Consolidate debt by applying for a new personal loan through the app.
• Access your credit score and report without any cost.
• Safely transfer funds between your accounts using the app.

The app offers a straightforward user experience with features such as:

• Conveniently send, save, and borrow money directly through the app.
• Deposit checks effortlessly through your phone without visiting a bank branch.
• Securely lock your debit card remotely.
• Fast authentication with Face ID or Touch ID.
• Utilize the credit simulator to understand how various actions can impact your credit score.

Benefits for users include:

• Earn cashback on checking and enjoy competitive rates on savings with membership.
• Avoid monthly maintenance fees and benefit from free external transfers.
• Early access to funds up to 2 days before scheduled payday through direct deposit setup.
• Receive tailored lending options based on individual needs.

Note: Reviews are based on individual experiences, and outcomes may vary. Reviews are gathered and verified by Bazaarvoice; they can be viewed at this link.

Please refer to these terms and conditions for information on transaction limits that may apply.

Features permitting direct deposits or early availability of direct deposit funds are subject to the payor's support of such functionalities.

Unless stated otherwise, all credit and deposit products are offered by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender ("LendingClub Bank"), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to approval and may require adequate investor commitment. Membership in a credit union may be necessary for certain products. Approval is necessary for deposit accounts. Deposit products are insured by the FDIC up to $250,000 per depositor per category of ownership.